A Michigan Medicaid attorney can help families to take steps to qualify for Medicaid coverage or to protect access to Medicaid for disabled loved ones. Medicaid provides vitally important benefits to seniors who need long term care services. Medicaid also provides healthcare services for people with low incomes and for many individuals who are disabled. Millions of people rely on Medicaid, but knowing the rules for qualifying– and making plans to qualify while protecting assets- can be very important.
Biddinger & Estelle assists with Medicaid crisis planning if you need to obtain care right away and want to protect assets while getting Medicaid to pay for your nursing home or other services. Our legal team also helps parents of disabled children to provide an inheritance or gift without causing lost access to means-tested Medicaid benefits. A Michigan Medicaid attorney at our firm can also assist you if you wish to plan ahead for a day when you may need Medicaid. You can begin taking steps to protect your money and property early in order to preserve the maximum value of your wealth.
You should not assume that you won’t need a Medicaid plan in place just because you are middle class, or even because you are wealthy. Medicaid does much more than simply provide basic medical coverage for people of limited incomes. Everyone, at all income levels, needs to understand how Medicaid coverage could become necessary for them in the future. Biddinger & Estelle helps you to determine if you may come to rely on Medicaid, especially if there is a possibility you’d need long-term care services. Our legal team also helps you to plan ahead in case you do need to qualify for this benefits program.
How Many People Rely on Medicaid?
According to Mother Jones, Medicaid is “the most widely used benefit program in existence.” This statement is supported by the data on Medicaid enrollment. In the United States, there are approximately 85 million families. There are also approximately 68 million Medicaid enrollees, according to Mother Jones. Depending upon how many Medicaid enrollees there are in each individual family, this likely means that more than half of the population has at least one person in their family who is taking advantage of Medicaid to provide them with some type of healthcare services.
This data is backed up by research conducted by the Kaiser Family Foundation, which was reported on by Mother Jones. The Kaiser Family Foundation research revealed approximately 58 percent of families indicated that Medicaid is either “very” or “somewhat” important to them personally.
The fact that Medicaid has so many enrollees means that there are more people taking advantage of Medicaid benefits than are utilizing most or all other popular safety net and entitlement programs. Mother Jones did a comparison and found there were 61 million people on Social Security, 55 million people on Medicare, 44 million people on food stamps, and six million on unemployment at the hight of the recession. Medicaid’s 68 million enrollees are thus higher than the total number of people taking advantage of each of these different programs.
A substantial number of the people who take advantage of Medicaid services are older people. Motley Fool indicates that an estimated six million Medicaid beneficiaries are senior citizens… many of whom rely upon Medicaid to pay for nursing home care and other long term care costs that would likely otherwise not be covered by any insurance at all. Around 30 percent of Medicaid’s total budget goes towards paying long-term care and nursing home costs, according to the Motley Fool article. Medicaid is a primary payor of both nursing home care and long term care in the United States, since few or no other insurance policies cover this kind of care when seniors only need help with routine activities of daily living.
Since Medicaid is important to so many families, it is vital that every family understand when and how Medicaid’s limits on resources and income apply. There are different rules for different kinds of Medicaid benefits and you need to know what you’ll need to do to get covered when necessary.
Getting Help from A Michigan Medicaid Attorney
Biddinger & Estelle will work with you to determine if you may need Medicaid in the future, as millions of Americans do. If you believe that qualifying for Medicaid will ever become necessary for you, our legal team will work with you to ensure that you do everything possible to protect the money and property you have worked hard to acquire while getting the benefits you need.
To find out more about how our legal team can help with your Medicaid plan, give us a call at (989) 872-5601 or contact us online today.